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How to flex your budgeting muscle and increase your financial fitness in 2020 – New Day NW

>>> >>> THE >>> THE WORD >>> THE WORD BUDGET >>> THE WORD BUDGET OFTEN >>> THE WORD BUDGET OFTEN BRINGS >>> THE WORD BUDGET OFTEN BRINGS UP >>> THE WORD BUDGET OFTEN BRINGS UP A >>> THE WORD BUDGET OFTEN BRINGS UP A LOT >>> THE WORD BUDGET OFTEN BRINGS UP A LOT OF >>> THE WORD BUDGET OFTEN BRINGS UP A LOT OF EMOTIONS >>> THE WORD BUDGET OFTEN BRINGS UP A LOT OF EMOTIONS IN BRINGS UP A LOT OF EMOTIONS IN BRINGS UP A LOT OF EMOTIONS IN PEOPLE PEOPLE

PEOPLE DENIAL, PEOPLE DENIAL, SADNESS, PEOPLE DENIAL, SADNESS, AVOIDANCE, DENIAL, SADNESS, AVOIDANCE, DENIAL, SADNESS, AVOIDANCE, EVEN DENIAL, SADNESS, AVOIDANCE, EVEN FEAR EVEN FEAR

EVEN FEAR THAT EVEN FEAR THAT DOESN'T EVEN FEAR THAT DOESN'T HAVE EVEN FEAR THAT DOESN'T HAVE TO EVEN FEAR

THAT DOESN'T HAVE TO BE EVEN FEAR THAT DOESN'T HAVE TO BE THE THAT DOESN'T HAVE TO BE THE THAT DOESN'T HAVE TO BE THE CASE CASE CASE BACK CASE

BACK WITH CASE BACK WITH A CASE BACK WITH A FEW CASE BACK WITH A FEW IDEAS CASE BACK WITH A FEW IDEAS TO CASE

BACK WITH A FEW IDEAS TO HELP BACK WITH A FEW IDEAS TO HELP BACK WITH A FEW IDEAS TO HELP US BACK WITH A FEW IDEAS TO HELP US GET BACK WITH A FEW IDEAS TO HELP US GET FINANCIALLY BACK WITH A FEW IDEAS TO HELP US GET FINANCIALLY FIT BACK WITH A FEW IDEAS TO HELP US GET FINANCIALLY FIT IS US GET FINANCIALLY FIT IS US GET FINANCIALLY FIT IS FINANCIAL US GET FINANCIALLY FIT IS FINANCIAL PLANNER US GET FINANCIALLY FIT IS FINANCIAL PLANNER DANA US GET FINANCIALLY FIT IS FINANCIAL PLANNER DANA DWIGHT FINANCIAL PLANNER DANA DWIGHT FINANCIAL PLANNER DANA DWIGHT GOOD FINANCIAL PLANNER DANA DWIGHT GOOD TO FINANCIAL PLANNER DANA DWIGHT

GOOD TO SEE FINANCIAL PLANNER DANA DWIGHT GOOD TO SEE YOU FINANCIAL PLANNER DANA DWIGHT GOOD TO SEE YOU AGAIN GOOD TO SEE YOU AGAIN GOOD TO SEE YOU AGAIN

>> GOOD TO SEE YOU AGAIN >> HAPPY GOOD TO SEE YOU AGAIN >> HAPPY NEW GOOD TO SEE YOU AGAIN >> HAPPY NEW YEAR >> HAPPY NEW YEAR

>> HAPPY NEW YEAR >> >> HAPPY NEW YEAR >> HAPPY >> HAPPY NEW YEAR >> HAPPY NEW >> HAPPY NEW YEAR >> HAPPY NEW YEAR >> HAPPY NEW YEAR

>> HAPPY NEW YEAR TO >> HAPPY NEW YEAR >> HAPPY NEW YEAR TO YOU >> HAPPY NEW YEAR TO YOU >> HAPPY NEW YEAR TO YOU AS >> HAPPY NEW YEAR TO YOU

AS SOON >> HAPPY NEW YEAR TO YOU AS SOON AS >> HAPPY NEW YEAR TO YOU AS SOON AS YOU >> HAPPY NEW YEAR TO YOU AS SOON AS YOU SAY >> HAPPY NEW YEAR TO YOU AS SOON AS YOU SAY BUDGET AS SOON AS YOU SAY BUDGET AS SOON AS YOU SAY BUDGET PEOPLE AS SOON AS YOU SAY BUDGET PEOPLE ARE AS SOON AS YOU SAY BUDGET PEOPLE ARE LIKE, AS SOON AS YOU SAY BUDGET PEOPLE ARE LIKE, OH, AS SOON AS YOU SAY BUDGET PEOPLE ARE LIKE, OH, AND AS SOON AS YOU SAY BUDGET PEOPLE ARE LIKE, OH, AND I PEOPLE ARE LIKE, OH, AND I PEOPLE ARE LIKE, OH, AND I DON'T PEOPLE ARE LIKE, OH, AND I DON'T WANT PEOPLE ARE LIKE, OH, AND I DON'T WANT TO PEOPLE ARE LIKE, OH, AND I DON'T WANT TO DO PEOPLE ARE LIKE, OH, AND I DON'T WANT TO DO IT PEOPLE ARE LIKE, OH, AND I DON'T WANT TO DO IT BECAUSE DON'T WANT TO DO IT BECAUSE DON'T WANT TO DO IT BECAUSE THEY DON'T WANT TO DO IT BECAUSE THEY DON'T DON'T WANT TO DO IT BECAUSE THEY DON'T WANT DON'T WANT TO DO IT BECAUSE THEY DON'T WANT TO DON'T WANT TO DO IT BECAUSE THEY DON'T WANT TO THINK DON'T WANT TO DO IT BECAUSE THEY DON'T WANT TO THINK ABOUT THEY DON'T WANT TO THINK ABOUT THEY DON'T WANT TO THINK ABOUT IT THEY DON'T WANT TO THINK ABOUT IT OR THEY DON'T WANT TO THINK ABOUT IT OR WE THEY DON'T WANT TO THINK ABOUT IT OR WE DON'T THEY DON'T WANT TO THINK ABOUT IT OR WE DON'T HOW THEY DON'T WANT TO THINK ABOUT IT OR WE DON'T HOW TO THEY DON'T WANT TO THINK ABOUT IT OR WE DON'T HOW TO DO THEY DON'T WANT TO THINK ABOUT IT OR WE DON'T HOW TO DO IT IT OR WE DON'T HOW TO DO IT IT OR WE DON'T HOW TO DO IT >> IT OR WE DON'T HOW TO DO IT >> EXACTLY

>> EXACTLY >> EXACTLY >> >> EXACTLY >> WHAT >> EXACTLY >> WHAT IS >> EXACTLY

>> WHAT IS YOUR >> EXACTLY >> WHAT IS YOUR NEW >> EXACTLY >> WHAT IS YOUR NEW REFRAMED >> WHAT IS YOUR NEW REFRAMED >> WHAT IS YOUR NEW REFRAMED BUDGET >> WHAT IS YOUR NEW REFRAMED BUDGET FOR >> WHAT IS YOUR NEW REFRAMED BUDGET FOR ME? BUDGET FOR ME? BUDGET FOR ME? >> BUDGET FOR ME? >> SURE >> SURE >> SURE

ONE >> SURE ONE OF >> SURE ONE OF THE >> SURE ONE OF THE THINGS >> SURE ONE OF THE THINGS I >> SURE

ONE OF THE THINGS I LIKE >> SURE ONE OF THE THINGS I LIKE TO >> SURE ONE OF THE THINGS I LIKE TO DO ONE OF THE THINGS I LIKE TO DO ONE OF THE THINGS I LIKE TO DO IS ONE OF THE THINGS I LIKE TO DO IS INCREASE ONE OF THE THINGS I LIKE TO DO IS INCREASE THE ONE OF THE THINGS I LIKE TO DO IS INCREASE THE ELEMENTS ONE OF THE THINGS I LIKE TO DO IS INCREASE THE ELEMENTS OF ONE OF THE THINGS I LIKE TO DO IS INCREASE THE ELEMENTS OF IT IS INCREASE THE ELEMENTS OF IT IS INCREASE THE ELEMENTS OF IT BEING IS INCREASE THE ELEMENTS OF IT BEING VISUAL BEING VISUAL BEING VISUAL

AND BEING VISUAL AND THEN BEING VISUAL AND THEN ALSO BEING VISUAL AND THEN ALSO TAKE BEING VISUAL AND THEN ALSO TAKE CARE BEING VISUAL

AND THEN ALSO TAKE CARE OF AND THEN ALSO TAKE CARE OF AND THEN ALSO TAKE CARE OF YOURSELF AND THEN ALSO TAKE CARE OF YOURSELF TALK AND THEN ALSO TAKE CARE OF YOURSELF TALK WE AND THEN ALSO TAKE CARE OF YOURSELF TALK WE CAN AND THEN ALSO TAKE CARE OF YOURSELF TALK WE CAN ALL AND THEN ALSO TAKE CARE OF YOURSELF TALK WE CAN ALL TALK YOURSELF TALK WE CAN ALL TALK YOURSELF TALK WE CAN ALL TALK SELF YOURSELF TALK WE CAN ALL TALK SELF TALK YOURSELF TALK WE CAN ALL TALK SELF TALK TO YOURSELF TALK WE CAN ALL TALK SELF TALK TO BEAT YOURSELF TALK WE CAN ALL TALK SELF TALK TO BEAT THE YOURSELF TALK WE CAN ALL TALK SELF TALK TO BEAT THE BAND YOURSELF TALK WE CAN ALL TALK SELF TALK TO BEAT THE BAND IN YOURSELF TALK WE CAN ALL TALK SELF TALK TO BEAT THE BAND IN A SELF TALK TO BEAT THE BAND IN A SELF TALK TO BEAT THE BAND IN A NEGATIVE SELF TALK TO BEAT THE BAND IN A NEGATIVE WAY NEGATIVE WAY NEGATIVE WAY RIGHT? RIGHT? RIGHT? >> RIGHT? >> YES >> YES

>> YES >> >> YES >> IT >> YES >> IT USUALLY >> YES >> IT USUALLY TAKES >> YES

>> IT USUALLY TAKES 4 >> YES >> IT USUALLY TAKES 4 TO >> YES >> IT USUALLY TAKES 4 TO 7 >> IT USUALLY TAKES 4 TO 7 >> IT USUALLY TAKES 4 TO 7 NEGATIVE >> IT USUALLY TAKES 4 TO 7 NEGATIVE COMMENTS, >> IT USUALLY TAKES 4 TO 7 NEGATIVE COMMENTS, EXCUSE >> IT USUALLY TAKES 4 TO 7 NEGATIVE COMMENTS, EXCUSE ME, NEGATIVE COMMENTS, EXCUSE ME, NEGATIVE COMMENTS, EXCUSE ME, POSITIVE NEGATIVE COMMENTS, EXCUSE ME, POSITIVE COMMENTS NEGATIVE COMMENTS, EXCUSE ME, POSITIVE COMMENTS TO NEGATIVE COMMENTS, EXCUSE ME, POSITIVE COMMENTS TO OUTWEIGH NEGATIVE COMMENTS, EXCUSE ME, POSITIVE COMMENTS TO OUTWEIGH A POSITIVE COMMENTS TO OUTWEIGH A POSITIVE COMMENTS TO OUTWEIGH A NEGATIVE POSITIVE COMMENTS TO OUTWEIGH A NEGATIVE ONE NEGATIVE ONE NEGATIVE ONE

>> NEGATIVE ONE >> ISN'T NEGATIVE ONE >> ISN'T THAT NEGATIVE ONE >> ISN'T THAT SOMETHING? >> ISN'T THAT SOMETHING? >> ISN'T THAT SOMETHING? EVERY >> ISN'T THAT SOMETHING? EVERY TIME >> ISN'T THAT SOMETHING? EVERY TIME YOU >> ISN'T THAT SOMETHING? EVERY TIME YOU ASSOCIATE >> ISN'T THAT SOMETHING? EVERY TIME YOU ASSOCIATE BUDGET EVERY TIME YOU ASSOCIATE BUDGET EVERY TIME YOU ASSOCIATE BUDGET WITH EVERY TIME YOU ASSOCIATE BUDGET WITH DOING EVERY TIME YOU ASSOCIATE BUDGET WITH DOING WITHOUT, EVERY TIME YOU ASSOCIATE BUDGET WITH DOING WITHOUT, DEPRIVING WITH DOING WITHOUT, DEPRIVING WITH DOING WITHOUT, DEPRIVING MYSELF, WITH DOING WITHOUT, DEPRIVING MYSELF, SACRIFICE, WITH DOING WITHOUT, DEPRIVING MYSELF, SACRIFICE, YADA, WITH DOING WITHOUT, DEPRIVING MYSELF, SACRIFICE, YADA, YADA, MYSELF, SACRIFICE, YADA, YADA, MYSELF, SACRIFICE, YADA, YADA, YADA, MYSELF, SACRIFICE, YADA, YADA, YADA, THEN MYSELF, SACRIFICE, YADA, YADA, YADA, THEN WE MYSELF, SACRIFICE, YADA, YADA, YADA, THEN WE DON'T MYSELF, SACRIFICE, YADA, YADA, YADA, THEN WE DON'T HAVE MYSELF, SACRIFICE, YADA, YADA, YADA, THEN WE DON'T HAVE THAT YADA, THEN WE DON'T HAVE THAT YADA, THEN WE DON'T HAVE THAT SELF YADA, THEN WE DON'T HAVE THAT SELF TALK YADA, THEN WE DON'T HAVE THAT SELF TALK THAT YADA, THEN WE DON'T HAVE THAT SELF TALK THAT SAYS, YADA, THEN WE DON'T HAVE THAT SELF TALK THAT SAYS, HEY, YADA, THEN WE DON'T HAVE THAT SELF TALK THAT SAYS, HEY, THIS SELF TALK THAT SAYS, HEY, THIS SELF TALK THAT SAYS, HEY, THIS IS SELF TALK THAT SAYS, HEY, THIS IS HOW SELF TALK THAT SAYS, HEY, THIS IS HOW I SELF TALK THAT SAYS, HEY, THIS IS HOW I GET SELF TALK THAT SAYS, HEY, THIS IS HOW I GET WHERE SELF TALK THAT SAYS, HEY, THIS IS HOW I GET WHERE I SELF TALK THAT SAYS, HEY, THIS IS HOW I GET WHERE I WANT SELF TALK THAT SAYS, HEY, THIS IS HOW I GET WHERE I WANT TO IS HOW I GET WHERE I WANT TO IS HOW I GET WHERE I WANT TO GO GO

GO THIS GO THIS IS GO THIS IS WHERE GO THIS IS WHERE I GO

THIS IS WHERE I KNOW GO THIS IS WHERE I KNOW I GO THIS IS WHERE I KNOW I HAVE THIS IS WHERE I KNOW I HAVE THIS IS WHERE I KNOW I HAVE CONTROL THIS IS WHERE I KNOW I HAVE CONTROL OF THIS IS WHERE I KNOW I HAVE CONTROL OF MY THIS IS WHERE I KNOW I HAVE CONTROL OF MY LIFE CONTROL OF MY LIFE CONTROL OF MY LIFE

ALL CONTROL OF MY LIFE ALL OF CONTROL OF MY LIFE ALL OF THOSE CONTROL OF MY LIFE ALL OF THOSE GOOD CONTROL OF MY LIFE ALL OF THOSE GOOD THINGS

ALL OF THOSE GOOD THINGS ALL OF THOSE GOOD THINGS >> ALL OF THOSE GOOD THINGS >> EXACTLY >> EXACTLY

>> EXACTLY I >> EXACTLY I HAD >> EXACTLY I HAD ONE >> EXACTLY I HAD ONE CLIENT >> EXACTLY

I HAD ONE CLIENT WHO >> EXACTLY I HAD ONE CLIENT WHO WANTED >> EXACTLY I HAD ONE CLIENT WHO WANTED TO I HAD ONE CLIENT WHO WANTED TO I HAD ONE CLIENT WHO WANTED TO SET I HAD ONE CLIENT WHO WANTED TO SET UP I HAD ONE CLIENT WHO WANTED TO SET UP A I HAD ONE CLIENT WHO WANTED TO SET UP A SAVINGS I HAD ONE CLIENT WHO WANTED TO SET UP A SAVINGS ACCOUNT I HAD ONE CLIENT WHO WANTED TO SET UP A SAVINGS ACCOUNT SO I HAD ONE CLIENT WHO WANTED TO SET UP A SAVINGS ACCOUNT SO SHE SET UP A SAVINGS ACCOUNT SO SHE SET UP A SAVINGS ACCOUNT SO SHE COULD SET UP A SAVINGS ACCOUNT SO SHE COULD GO SET UP A SAVINGS ACCOUNT SO SHE COULD GO TO SET UP A SAVINGS ACCOUNT SO SHE COULD GO TO BALI SET UP A SAVINGS ACCOUNT SO SHE COULD GO TO BALI GREAT SET UP A SAVINGS ACCOUNT SO SHE COULD GO TO BALI

GREAT GOAL COULD GO TO BALI GREAT GOAL COULD GO TO BALI GREAT GOAL

I COULD GO TO BALI GREAT GOAL I SAID, COULD GO TO BALI GREAT GOAL I SAID, WELL, COULD GO TO BALI

GREAT GOAL I SAID, WELL, WHEN COULD GO TO BALI GREAT GOAL I SAID, WELL, WHEN YOU COULD GO TO BALI GREAT GOAL

I SAID, WELL, WHEN YOU CUT COULD GO TO BALI GREAT GOAL I SAID, WELL, WHEN YOU CUT DOWN I SAID, WELL, WHEN YOU CUT DOWN I SAID, WELL, WHEN YOU CUT DOWN ON I SAID, WELL, WHEN YOU CUT DOWN ON YOUR I SAID, WELL, WHEN YOU CUT DOWN ON YOUR FRONT I SAID, WELL, WHEN YOU CUT DOWN ON YOUR FRONT PACINO, I SAID, WELL, WHEN YOU CUT DOWN ON YOUR FRONT PACINO, WE I SAID, WELL, WHEN YOU CUT DOWN ON YOUR FRONT PACINO, WE NEVER ON YOUR FRONT PACINO, WE NEVER ON YOUR FRONT PACINO, WE NEVER TELL ON YOUR FRONT PACINO, WE NEVER TELL YOU ON YOUR FRONT PACINO, WE NEVER TELL YOU WHAT ON YOUR FRONT PACINO, WE NEVER TELL YOU WHAT TO ON YOUR FRONT PACINO, WE NEVER TELL YOU WHAT TO DO, ON YOUR FRONT PACINO, WE NEVER TELL YOU WHAT TO DO, YOU ON YOUR FRONT PACINO, WE NEVER TELL YOU WHAT TO DO, YOU ALWAYS TELL YOU WHAT TO DO, YOU ALWAYS TELL YOU WHAT TO DO, YOU ALWAYS HAVE TELL YOU WHAT TO DO, YOU ALWAYS HAVE TO TELL YOU WHAT TO DO, YOU ALWAYS HAVE TO BUY TELL YOU WHAT TO DO, YOU ALWAYS HAVE TO BUY IN TELL YOU WHAT TO DO, YOU ALWAYS HAVE TO BUY IN YOURSELF, TELL YOU WHAT TO DO, YOU ALWAYS HAVE TO BUY IN YOURSELF, BUT HAVE TO BUY IN YOURSELF, BUT HAVE TO BUY IN YOURSELF, BUT JUST HAVE TO BUY IN YOURSELF, BUT JUST THINK, HAVE TO BUY IN YOURSELF, BUT JUST THINK, YOUR HAVE TO BUY IN YOURSELF, BUT JUST THINK, YOUR TRADING HAVE TO BUY IN YOURSELF, BUT JUST THINK, YOUR TRADING AT HAVE TO BUY IN YOURSELF, BUT JUST THINK, YOUR TRADING AT FOUR JUST THINK, YOUR TRADING AT FOUR JUST THINK, YOUR TRADING AT FOUR A JUST THINK, YOUR TRADING AT FOUR A FROTHY JUST THINK, YOUR TRADING AT FOUR A FROTHY DRINK JUST THINK, YOUR TRADING AT FOUR A FROTHY DRINK ON JUST THINK, YOUR TRADING AT FOUR A FROTHY DRINK ON THAT JUST THINK, YOUR TRADING AT FOUR A FROTHY DRINK ON THAT ISLAND A FROTHY DRINK ON THAT ISLAND A FROTHY DRINK ON THAT ISLAND

>> A FROTHY DRINK ON THAT ISLAND >> THIS A FROTHY DRINK ON THAT ISLAND >> THIS IS A FROTHY DRINK ON THAT ISLAND >> THIS IS YOUR A FROTHY DRINK ON THAT ISLAND >> THIS IS YOUR BALI A FROTHY DRINK ON THAT ISLAND

>> THIS IS YOUR BALI MOMENT >> THIS IS YOUR BALI MOMENT >> THIS IS YOUR BALI MOMENT WHEN >> THIS IS YOUR BALI MOMENT WHEN YOU'RE >> THIS IS YOUR BALI MOMENT WHEN YOU'RE PUTTING >> THIS IS YOUR BALI MOMENT WHEN YOU'RE PUTTING THAT WHEN YOU'RE PUTTING THAT WHEN YOU'RE PUTTING THAT TOGETHER TOGETHER TOGETHER >> TOGETHER >> LABEL TOGETHER

>> LABEL YOUR TOGETHER >> LABEL YOUR SAVINGS TOGETHER >> LABEL YOUR SAVINGS ACCOUNT >> LABEL YOUR SAVINGS ACCOUNT >> LABEL YOUR SAVINGS ACCOUNT WITH >> LABEL YOUR SAVINGS ACCOUNT WITH SOMETHING >> LABEL YOUR SAVINGS ACCOUNT WITH SOMETHING FUN >> LABEL YOUR SAVINGS ACCOUNT WITH SOMETHING FUN THAT >> LABEL YOUR SAVINGS ACCOUNT WITH SOMETHING FUN THAT YOU'RE WITH SOMETHING FUN THAT YOU'RE WITH SOMETHING FUN THAT YOU'RE MOTIVATED WITH SOMETHING FUN THAT YOU'RE MOTIVATED TO MOTIVATED TO MOTIVATED TO

>> MOTIVATED TO >> SUCH MOTIVATED TO >> SUCH A MOTIVATED TO >> SUCH A GOOD MOTIVATED TO >> SUCH A GOOD IDEA

>> SUCH A GOOD IDEA >> SUCH A GOOD IDEA INSTEAD >> SUCH A GOOD IDEA INSTEAD OF >> SUCH A GOOD IDEA INSTEAD OF THING >> SUCH A GOOD IDEA

INSTEAD OF THING RETIREMENT INSTEAD OF THING RETIREMENT INSTEAD OF THING RETIREMENT THIS INSTEAD OF THING RETIREMENT THIS IS INSTEAD OF THING RETIREMENT THIS IS TRAVEL, INSTEAD OF THING RETIREMENT THIS IS TRAVEL, THIS INSTEAD OF THING RETIREMENT THIS IS TRAVEL, THIS IS THIS IS TRAVEL, THIS IS THIS IS TRAVEL, THIS IS FREEDOM, THIS IS TRAVEL, THIS IS FREEDOM, THIS THIS IS TRAVEL, THIS IS FREEDOM, THIS IS THIS IS TRAVEL, THIS IS FREEDOM, THIS IS ALL THIS IS TRAVEL, THIS IS FREEDOM, THIS IS ALL OF THIS IS TRAVEL, THIS IS FREEDOM, THIS IS ALL OF THOSE FREEDOM, THIS IS ALL OF THOSE FREEDOM, THIS IS ALL OF THOSE THINGS FREEDOM, THIS IS ALL OF THOSE THINGS THAT FREEDOM, THIS IS ALL OF THOSE THINGS THAT YOU FREEDOM, THIS IS ALL OF THOSE THINGS THAT YOU KNOW FREEDOM, THIS IS ALL OF THOSE THINGS THAT YOU KNOW IT FREEDOM, THIS IS ALL OF THOSE THINGS THAT YOU KNOW IT IS, FREEDOM, THIS IS ALL OF THOSE THINGS THAT YOU KNOW IT IS, BUT THINGS THAT YOU KNOW IT IS, BUT THINGS THAT YOU KNOW IT IS, BUT SOMEHOW THINGS THAT YOU KNOW IT IS, BUT SOMEHOW IT THINGS THAT YOU KNOW IT IS, BUT SOMEHOW IT IT'S THINGS THAT YOU KNOW IT IS, BUT SOMEHOW IT IT'S HARD THINGS THAT YOU KNOW IT IS, BUT SOMEHOW IT IT'S HARD TO THINGS THAT YOU KNOW IT IS, BUT SOMEHOW IT IT'S HARD TO GET THINGS THAT YOU KNOW IT IS, BUT SOMEHOW IT IT'S HARD TO GET IT SOMEHOW IT IT'S HARD TO GET IT SOMEHOW IT IT'S HARD TO GET IT IN SOMEHOW IT IT'S HARD TO GET IT IN YOUR SOMEHOW IT IT'S HARD TO GET IT IN YOUR HEAD IN YOUR HEAD IN YOUR HEAD YOU IN YOUR HEAD YOU TELL IN YOUR HEAD

YOU TELL US IN YOUR HEAD YOU TELL US THAT IN YOUR HEAD YOU TELL US THAT WORDS IN YOUR HEAD YOU TELL US THAT WORDS MATTER YOU TELL US THAT WORDS MATTER YOU TELL US THAT WORDS MATTER WHEN YOU TELL US THAT WORDS MATTER WHEN IT YOU TELL US THAT WORDS MATTER WHEN IT COMES YOU TELL US THAT WORDS MATTER WHEN IT COMES TO YOU TELL US THAT WORDS MATTER WHEN IT COMES TO SPENDING YOU TELL US THAT WORDS MATTER WHEN IT COMES TO SPENDING AND WHEN IT COMES TO SPENDING AND WHEN IT COMES TO SPENDING AND SAVING SAVING

SAVING FAILING SAVING FAILING BIRD SAVING FAILING BIRD VERSUS SAVING FAILING BIRD VERSUS SUCCEEDING FAILING BIRD VERSUS SUCCEEDING FAILING BIRD VERSUS SUCCEEDING WITH FAILING BIRD VERSUS SUCCEEDING WITH THE FAILING BIRD VERSUS SUCCEEDING WITH THE BUDGET

WITH THE BUDGET WITH THE BUDGET YOU WITH THE BUDGET YOU HAVE WITH THE BUDGET YOU HAVE SOME WITH THE BUDGET

YOU HAVE SOME TIPS YOU HAVE SOME TIPS YOU HAVE SOME TIPS LET'S YOU HAVE SOME TIPS LET'S TALK YOU HAVE SOME TIPS

LET'S TALK ABOUT YOU HAVE SOME TIPS LET'S TALK ABOUT YOUR YOU HAVE SOME TIPS LET'S TALK ABOUT YOUR SPENDING LET'S TALK ABOUT YOUR SPENDING LET'S TALK ABOUT YOUR SPENDING AND LET'S TALK ABOUT YOUR SPENDING AND HOW LET'S TALK ABOUT YOUR SPENDING AND HOW YOU LET'S TALK ABOUT YOUR SPENDING AND HOW YOU SPEAK LET'S TALK ABOUT YOUR SPENDING AND HOW YOU SPEAK ABOUT LET'S TALK ABOUT YOUR SPENDING AND HOW YOU SPEAK ABOUT THAT LET'S TALK ABOUT YOUR SPENDING AND HOW YOU SPEAK ABOUT THAT TO AND HOW YOU SPEAK ABOUT THAT TO AND HOW YOU SPEAK ABOUT THAT TO YOURSELF YOURSELF YOURSELF >> YOURSELF >> RIGHT >> RIGHT >> RIGHT

FIRST >> RIGHT FIRST OF >> RIGHT FIRST OF ALL, >> RIGHT FIRST OF ALL, I >> RIGHT FIRST OF ALL, I LOVE >> RIGHT

FIRST OF ALL, I LOVE TO >> RIGHT FIRST OF ALL, I LOVE TO TALK FIRST OF ALL, I LOVE TO TALK FIRST OF ALL, I LOVE TO TALK ABOUT FIRST OF ALL, I LOVE TO TALK ABOUT SPENDING FIRST OF ALL, I LOVE TO TALK ABOUT SPENDING AS FIRST OF ALL, I LOVE TO TALK ABOUT SPENDING AS A FIRST OF ALL, I LOVE TO TALK ABOUT SPENDING AS A PLAN ABOUT SPENDING AS A PLAN ABOUT SPENDING AS A PLAN WILL ABOUT SPENDING AS A PLAN

WILL HAVE ABOUT SPENDING AS A PLAN WILL HAVE TO ABOUT SPENDING AS A PLAN WILL HAVE TO SPEND ABOUT SPENDING AS A PLAN WILL HAVE TO SPEND MONEY WILL HAVE TO SPEND MONEY

WILL HAVE TO SPEND MONEY EVEN WILL HAVE TO SPEND MONEY EVEN IF WILL HAVE TO SPEND MONEY EVEN IF YOU WILL HAVE TO SPEND MONEY EVEN IF YOU GO WILL HAVE TO SPEND MONEY

EVEN IF YOU GO ON WILL HAVE TO SPEND MONEY EVEN IF YOU GO ON A WILL HAVE TO SPEND MONEY EVEN IF YOU GO ON A SPENDING EVEN IF YOU GO ON A SPENDING EVEN IF YOU GO ON A SPENDING FAST EVEN IF YOU GO ON A SPENDING FAST WE EVEN IF YOU GO ON A SPENDING FAST WE STILL EVEN IF YOU GO ON A SPENDING FAST WE STILL HAVE EVEN IF YOU GO ON A SPENDING FAST WE STILL HAVE ASKED FAST WE STILL HAVE ASKED FAST WE STILL HAVE ASKED EXPENSES EXPENSES EXPENSES

LET'S EXPENSES LET'S SAY, EXPENSES LET'S SAY, HEY, EXPENSES LET'S SAY, HEY, — LET'S SAY, HEY, — LET'S SAY, HEY, — >> LET'S SAY, HEY, — >> YOU LET'S SAY, HEY, — >> YOU HAVE LET'S SAY, HEY, — >> YOU HAVE TO LET'S SAY, HEY, — >> YOU HAVE TO EAT LET'S SAY, HEY, — >> YOU HAVE TO EAT AND LET'S SAY, HEY, — >> YOU HAVE TO EAT AND THINGS >> YOU HAVE TO EAT AND THINGS >> YOU HAVE TO EAT AND THINGS LIKE >> YOU HAVE TO EAT AND THINGS LIKE THAT LIKE THAT

LIKE THAT >> LIKE THAT >> RIGHT >> RIGHT >> RIGHT

MOST >> RIGHT MOST OF >> RIGHT MOST OF US >> RIGHT MOST OF US DO MOST OF US DO

MOST OF US DO RIGHT? RIGHT? RIGHT? WHEN RIGHT? WHEN YOU RIGHT? WHEN YOU THINK RIGHT? WHEN YOU THINK ABOUT RIGHT? WHEN YOU THINK ABOUT YOUR WHEN YOU THINK ABOUT YOUR WHEN YOU THINK ABOUT YOUR SPENDING WHEN YOU THINK ABOUT YOUR SPENDING IT'S WHEN YOU THINK ABOUT YOUR SPENDING IT'S A WHEN YOU THINK ABOUT YOUR SPENDING IT'S A PLAN SPENDING IT'S A PLAN SPENDING IT'S A PLAN THINK SPENDING IT'S A PLAN

THINK ABOUT SPENDING IT'S A PLAN THINK ABOUT LAYING SPENDING IT'S A PLAN THINK ABOUT LAYING IT SPENDING IT'S A PLAN THINK ABOUT LAYING IT OUT SPENDING IT'S A PLAN THINK ABOUT LAYING IT OUT OVER THINK ABOUT LAYING IT OUT OVER THINK ABOUT LAYING IT OUT OVER THE THINK ABOUT LAYING IT OUT OVER THE MONTH

THE MONTH THE MONTH ASSOCIATE THE MONTH ASSOCIATE CERTAIN THE MONTH ASSOCIATE CERTAIN EXPENSES THE MONTH

ASSOCIATE CERTAIN EXPENSES WITH ASSOCIATE CERTAIN EXPENSES WITH ASSOCIATE CERTAIN EXPENSES WITH YOUR ASSOCIATE CERTAIN EXPENSES WITH YOUR PAYCHECK, ASSOCIATE CERTAIN EXPENSES WITH YOUR PAYCHECK, WHETHER ASSOCIATE CERTAIN EXPENSES WITH YOUR PAYCHECK, WHETHER THE YOUR PAYCHECK, WHETHER THE YOUR PAYCHECK, WHETHER THE FIRST YOUR PAYCHECK, WHETHER THE FIRST PAYCHECK YOUR PAYCHECK, WHETHER THE FIRST PAYCHECK OF YOUR PAYCHECK, WHETHER THE FIRST PAYCHECK OF THE YOUR PAYCHECK, WHETHER THE FIRST PAYCHECK OF THE MONTH, FIRST PAYCHECK OF THE MONTH, FIRST PAYCHECK OF THE MONTH, THE FIRST PAYCHECK OF THE MONTH, THE ONLY FIRST PAYCHECK OF THE MONTH, THE ONLY PAYCHECK FIRST PAYCHECK OF THE MONTH, THE ONLY PAYCHECK FOR FIRST PAYCHECK OF THE MONTH, THE ONLY PAYCHECK FOR THE THE ONLY PAYCHECK FOR THE THE ONLY PAYCHECK FOR THE SECOND THE ONLY PAYCHECK FOR THE SECOND PAYCHECK, THE ONLY PAYCHECK FOR THE SECOND PAYCHECK, THAT THE ONLY PAYCHECK FOR THE SECOND PAYCHECK, THAT SORT THE ONLY PAYCHECK FOR THE SECOND PAYCHECK, THAT SORT OF SECOND PAYCHECK, THAT SORT OF SECOND PAYCHECK, THAT SORT OF THING THING THING ALSO, THING ALSO, BE THING

ALSO, BE POSITIVE THING ALSO, BE POSITIVE TO THING ALSO, BE POSITIVE TO YOURSELF ALSO, BE POSITIVE TO YOURSELF ALSO, BE POSITIVE TO YOURSELF WHEN ALSO, BE POSITIVE TO YOURSELF WHEN YOU ALSO, BE POSITIVE TO YOURSELF WHEN YOU SAY ALSO, BE POSITIVE TO YOURSELF WHEN YOU SAY SOMETHING ALSO, BE POSITIVE TO YOURSELF WHEN YOU SAY SOMETHING LIKE, WHEN YOU SAY SOMETHING LIKE, WHEN YOU SAY SOMETHING LIKE, OH, WHEN YOU SAY SOMETHING LIKE, OH, I WHEN YOU SAY SOMETHING LIKE, OH, I MADE WHEN YOU SAY SOMETHING LIKE, OH, I MADE MY WHEN YOU SAY SOMETHING LIKE, OH, I MADE MY CREDIT WHEN YOU SAY SOMETHING LIKE, OH, I MADE MY CREDIT CARD OH, I MADE MY CREDIT CARD OH, I MADE MY CREDIT CARD PAYMENT OH, I MADE MY CREDIT CARD PAYMENT ON OH, I MADE MY CREDIT CARD PAYMENT ON TIME OH, I MADE MY CREDIT CARD PAYMENT ON TIME THEN OH, I MADE MY CREDIT CARD PAYMENT ON TIME THEN I OH, I MADE MY CREDIT CARD PAYMENT ON TIME THEN I DIDN'T PAYMENT ON TIME THEN I DIDN'T PAYMENT ON TIME THEN I DIDN'T HAVE PAYMENT ON TIME THEN I DIDN'T HAVE TO PAYMENT ON TIME THEN I DIDN'T HAVE TO PAY PAYMENT ON TIME THEN I DIDN'T HAVE TO PAY A PAYMENT ON TIME THEN I DIDN'T HAVE TO PAY A $35 PAYMENT ON TIME THEN I DIDN'T HAVE TO PAY A $35 LATE PAYMENT ON TIME THEN I DIDN'T HAVE TO PAY A $35 LATE FEE PAYMENT ON TIME THEN I DIDN'T HAVE TO PAY A $35 LATE FEE AND HAVE TO PAY A $35 LATE FEE AND HAVE TO PAY A $35 LATE FEE AND THEY HAVE TO PAY A $35 LATE FEE AND THEY HAVE HAVE TO PAY A $35 LATE FEE AND THEY HAVE MORE HAVE TO PAY A $35 LATE FEE AND THEY HAVE MORE MONEY HAVE TO PAY A $35 LATE FEE AND THEY HAVE MORE MONEY MAKE HAVE TO PAY A $35 LATE FEE AND THEY HAVE MORE MONEY

MAKE IT THEY HAVE MORE MONEY MAKE IT THEY HAVE MORE MONEY MAKE IT POSITIVE THEY HAVE MORE MONEY MAKE IT POSITIVE AS THEY HAVE MORE MONEY MAKE IT POSITIVE AS OPPOSED THEY HAVE MORE MONEY

MAKE IT POSITIVE AS OPPOSED TO, THEY HAVE MORE MONEY MAKE IT POSITIVE AS OPPOSED TO, OH, POSITIVE AS OPPOSED TO, OH, POSITIVE AS OPPOSED TO, OH, GOSH, POSITIVE AS OPPOSED TO, OH, GOSH, HERE POSITIVE AS OPPOSED TO, OH, GOSH, HERE IT POSITIVE AS OPPOSED TO, OH, GOSH, HERE IT GOES, POSITIVE AS OPPOSED TO, OH, GOSH, HERE IT GOES, CAN POSITIVE AS OPPOSED TO, OH, GOSH, HERE IT GOES, CAN I POSITIVE AS OPPOSED TO, OH, GOSH, HERE IT GOES, CAN I MAKE GOSH, HERE IT GOES, CAN I MAKE GOSH, HERE IT GOES, CAN I MAKE THE GOSH, HERE IT GOES, CAN I MAKE THE PAYMENT GOSH, HERE IT GOES, CAN I MAKE THE PAYMENT THIS GOSH, HERE IT GOES, CAN I MAKE THE PAYMENT THIS MONTH? THE PAYMENT THIS MONTH? THE PAYMENT THIS MONTH? >> THE PAYMENT THIS MONTH? >> IT THE PAYMENT THIS MONTH? >> IT IS THE PAYMENT THIS MONTH? >> IT IS SELF THE PAYMENT THIS MONTH? >> IT IS SELF TALK THE PAYMENT THIS MONTH? >> IT IS SELF TALK THAT THE PAYMENT THIS MONTH? >> IT IS SELF TALK THAT IS >> IT IS SELF TALK THAT IS >> IT IS SELF TALK THAT IS IMPORTANT IMPORTANT IMPORTANT ALSO, IMPORTANT

ALSO, YOU IMPORTANT ALSO, YOU SAY IMPORTANT ALSO, YOU SAY VISUALS IMPORTANT ALSO, YOU SAY VISUALS CAN IMPORTANT ALSO, YOU SAY VISUALS CAN HELP

ALSO, YOU SAY VISUALS CAN HELP ALSO, YOU SAY VISUALS CAN HELP WHAT ALSO, YOU SAY VISUALS CAN HELP WHAT DO ALSO, YOU SAY VISUALS CAN HELP WHAT DO YOU ALSO, YOU SAY VISUALS CAN HELP

WHAT DO YOU MEAN? WHAT DO YOU MEAN? WHAT DO YOU MEAN? >> WHAT DO YOU MEAN? >> VISUALS WHAT DO YOU MEAN? >> VISUALS ARE WHAT DO YOU MEAN? >> VISUALS ARE GREAT >> VISUALS ARE GREAT >> VISUALS ARE GREAT FOR >> VISUALS ARE GREAT FOR EXAMPLE, >> VISUALS ARE GREAT

FOR EXAMPLE, IF >> VISUALS ARE GREAT FOR EXAMPLE, IF YOU >> VISUALS ARE GREAT FOR EXAMPLE, IF YOU GO >> VISUALS ARE GREAT FOR EXAMPLE, IF YOU GO OUT >> VISUALS ARE GREAT FOR EXAMPLE, IF YOU GO OUT TO FOR EXAMPLE, IF YOU GO OUT TO FOR EXAMPLE, IF YOU GO OUT TO EAT FOR EXAMPLE, IF YOU GO OUT TO EAT A FOR EXAMPLE, IF YOU GO OUT TO EAT A LOT, FOR EXAMPLE, IF YOU GO OUT TO EAT A LOT, AND FOR EXAMPLE, IF YOU GO OUT TO EAT A LOT, AND MANY FOR EXAMPLE, IF YOU GO OUT TO EAT A LOT, AND MANY OF FOR EXAMPLE, IF YOU GO OUT TO EAT A LOT, AND MANY OF US FOR EXAMPLE, IF YOU GO OUT TO EAT A LOT, AND MANY OF US DO, EAT A LOT, AND MANY OF US DO, EAT A LOT, AND MANY OF US DO, REMIND EAT A LOT, AND MANY OF US DO, REMIND YOURSELF EAT A LOT, AND MANY OF US DO, REMIND YOURSELF WITH EAT A LOT, AND MANY OF US DO, REMIND YOURSELF WITH THE REMIND YOURSELF WITH THE REMIND YOURSELF WITH THE PICTURE REMIND YOURSELF WITH THE PICTURE OF REMIND YOURSELF WITH THE PICTURE OF YOUR REMIND YOURSELF WITH THE PICTURE OF YOUR REFRIGERATOR

PICTURE OF YOUR REFRIGERATOR PICTURE OF YOUR REFRIGERATOR IN PICTURE OF YOUR REFRIGERATOR IN FACT, PICTURE OF YOUR REFRIGERATOR IN FACT, I PICTURE OF YOUR REFRIGERATOR

IN FACT, I JUST PICTURE OF YOUR REFRIGERATOR IN FACT, I JUST REALIZED PICTURE OF YOUR REFRIGERATOR IN FACT, I JUST REALIZED YOU IN FACT, I JUST REALIZED YOU IN FACT, I JUST REALIZED YOU CAN IN FACT, I JUST REALIZED YOU CAN PUT IN FACT, I JUST REALIZED YOU CAN PUT THAT IN FACT, I JUST REALIZED YOU CAN PUT THAT ON IN FACT, I JUST REALIZED YOU CAN PUT THAT ON YOUR IN FACT, I JUST REALIZED YOU CAN PUT THAT ON YOUR PHONE CAN PUT THAT ON YOUR PHONE CAN PUT THAT ON YOUR PHONE

SO CAN PUT THAT ON YOUR PHONE SO YOU CAN PUT THAT ON YOUR PHONE SO YOU DON'T CAN PUT THAT ON YOUR PHONE SO YOU DON'T FORGET SO YOU DON'T FORGET

SO YOU DON'T FORGET >> SO YOU DON'T FORGET >> THAT SO YOU DON'T FORGET >> THAT IS SO YOU DON'T FORGET >> THAT IS YOUR SO YOU DON'T FORGET

>> THAT IS YOUR BACKGROUND SO YOU DON'T FORGET >> THAT IS YOUR BACKGROUND PHOTO >> THAT IS YOUR BACKGROUND PHOTO >> THAT IS YOUR BACKGROUND PHOTO THAT >> THAT IS YOUR BACKGROUND PHOTO THAT YOU >> THAT IS YOUR BACKGROUND PHOTO THAT YOU GOT >> THAT IS YOUR BACKGROUND PHOTO THAT YOU GOT FOOD >> THAT IS YOUR BACKGROUND PHOTO THAT YOU GOT FOOD IN >> THAT IS YOUR BACKGROUND PHOTO THAT YOU GOT FOOD IN THERE >> THAT IS YOUR BACKGROUND PHOTO THAT YOU GOT FOOD IN THERE AND THAT YOU GOT FOOD IN THERE AND THAT YOU GOT FOOD IN THERE AND YOU THAT YOU GOT FOOD IN THERE AND YOU SHOULD THAT YOU GOT FOOD IN THERE AND YOU SHOULD EAT THAT YOU GOT FOOD IN THERE AND YOU SHOULD EAT IT YOU SHOULD EAT IT YOU SHOULD EAT IT >> YOU SHOULD EAT IT

>> AND YOU SHOULD EAT IT >> AND YOU YOU SHOULD EAT IT >> AND YOU SHOULD YOU SHOULD EAT IT >> AND YOU SHOULD EAT YOU SHOULD EAT IT >> AND YOU SHOULD EAT IT YOU SHOULD EAT IT

>> AND YOU SHOULD EAT IT THERE >> AND YOU SHOULD EAT IT THERE >> AND YOU SHOULD EAT IT THERE THE >> AND YOU SHOULD EAT IT THERE THE OTHER >> AND YOU SHOULD EAT IT THERE

THE OTHER THING >> AND YOU SHOULD EAT IT THERE THE OTHER THING IS >> AND YOU SHOULD EAT IT THERE THE OTHER THING IS I >> AND YOU SHOULD EAT IT THERE THE OTHER THING IS I ALWAYS THE OTHER THING IS I ALWAYS THE OTHER THING IS I ALWAYS REMEMBER THE OTHER THING IS I ALWAYS REMEMBER THE THE OTHER THING IS I ALWAYS REMEMBER THE MOMENT THE OTHER THING IS I ALWAYS REMEMBER THE MOMENT WHEN THE OTHER THING IS I ALWAYS REMEMBER THE MOMENT WHEN OPRAH REMEMBER THE MOMENT WHEN OPRAH REMEMBER THE MOMENT WHEN OPRAH SAID REMEMBER THE MOMENT WHEN OPRAH SAID YOU REMEMBER THE MOMENT WHEN OPRAH SAID YOU CAN REMEMBER THE MOMENT WHEN OPRAH SAID YOU CAN GET REMEMBER THE MOMENT WHEN OPRAH SAID YOU CAN GET VIDEOS REMEMBER THE MOMENT WHEN OPRAH SAID YOU CAN GET VIDEOS FROM SAID YOU CAN GET VIDEOS FROM SAID YOU CAN GET VIDEOS FROM THE SAID YOU CAN GET VIDEOS FROM THE LIBRARY? THE LIBRARY? THE LIBRARY? >> THE LIBRARY? >> YOUR THE LIBRARY? >> YOUR LOCAL THE LIBRARY? >> YOUR LOCAL LIBRARY THE LIBRARY? >> YOUR LOCAL LIBRARY CAN THE LIBRARY? >> YOUR LOCAL LIBRARY CAN BE >> YOUR LOCAL LIBRARY CAN BE >> YOUR LOCAL LIBRARY CAN BE GREAT GREAT

GREAT GET GREAT GET A GREAT GET A LIBRARY GREAT GET A LIBRARY CARD

GET A LIBRARY CARD GET A LIBRARY CARD I GET A LIBRARY CARD I GET GET A LIBRARY CARD I GET ALL GET A LIBRARY CARD

I GET ALL MY GET A LIBRARY CARD I GET ALL MY E-BOOKS GET A LIBRARY CARD I GET ALL MY E-BOOKS AND GET A LIBRARY CARD I GET ALL MY E-BOOKS AND BOOKS I GET ALL MY E-BOOKS AND BOOKS I GET ALL MY E-BOOKS AND BOOKS ON I GET ALL MY E-BOOKS AND BOOKS ON TAPE I GET ALL MY E-BOOKS AND BOOKS ON TAPE FROM I GET ALL MY E-BOOKS AND BOOKS ON TAPE FROM THE I GET ALL MY E-BOOKS AND BOOKS ON TAPE FROM THE LIBRARY ON TAPE FROM THE LIBRARY

ON TAPE FROM THE LIBRARY >> ON TAPE FROM THE LIBRARY >> THAT'S ON TAPE FROM THE LIBRARY >> THAT'S A ON TAPE FROM THE LIBRARY >> THAT'S A GREAT ON TAPE FROM THE LIBRARY

>> THAT'S A GREAT IDEA >> THAT'S A GREAT IDEA >> THAT'S A GREAT IDEA AND >> THAT'S A GREAT IDEA AND JUST >> THAT'S A GREAT IDEA

AND JUST BOOKS >> THAT'S A GREAT IDEA AND JUST BOOKS IN >> THAT'S A GREAT IDEA AND JUST BOOKS IN GENERAL AND JUST BOOKS IN GENERAL AND JUST BOOKS IN GENERAL

YOU AND JUST BOOKS IN GENERAL YOU READ AND JUST BOOKS IN GENERAL YOU READ OR AND JUST BOOKS IN GENERAL YOU READ OR WHATEVER AND JUST BOOKS IN GENERAL YOU READ OR WHATEVER YOU AND JUST BOOKS IN GENERAL

YOU READ OR WHATEVER YOU NEED YOU READ OR WHATEVER YOU NEED YOU READ OR WHATEVER YOU NEED TO YOU READ OR WHATEVER YOU NEED TO DO, YOU READ OR WHATEVER YOU NEED TO DO, AUDIOBOOKS, YOU READ OR WHATEVER YOU NEED TO DO, AUDIOBOOKS, IT'S YOU READ OR WHATEVER YOU NEED TO DO, AUDIOBOOKS, IT'S ALL TO DO, AUDIOBOOKS, IT'S ALL TO DO, AUDIOBOOKS, IT'S ALL AVAILABLE TO DO, AUDIOBOOKS, IT'S ALL AVAILABLE FOR TO DO, AUDIOBOOKS, IT'S ALL AVAILABLE FOR FREE TO DO, AUDIOBOOKS, IT'S ALL AVAILABLE FOR FREE FROM TO DO, AUDIOBOOKS, IT'S ALL AVAILABLE FOR FREE FROM THE AVAILABLE FOR FREE FROM THE AVAILABLE FOR FREE FROM THE LIBRARY LIBRARY LIBRARY >> LIBRARY >> RIGHT

>> RIGHT >> RIGHT >> >> RIGHT >> LET'S >> RIGHT >> LET'S TALK >> RIGHT

>> LET'S TALK ABOUT >> RIGHT >> LET'S TALK ABOUT AFFIRMING >> LET'S TALK ABOUT AFFIRMING >> LET'S TALK ABOUT AFFIRMING LANGUAGE LANGUAGE LANGUAGE YOU LANGUAGE

YOU TALKED LANGUAGE YOU TALKED ABOUT LANGUAGE YOU TALKED ABOUT IT LANGUAGE YOU TALKED ABOUT IT EARLIER YOU TALKED ABOUT IT EARLIER

YOU TALKED ABOUT IT EARLIER GIVE YOU TALKED ABOUT IT EARLIER GIVE US YOU TALKED ABOUT IT EARLIER GIVE US SOME YOU TALKED ABOUT IT EARLIER GIVE US SOME TOP YOU TALKED ABOUT IT EARLIER

GIVE US SOME TOP TWO YOU TALKED ABOUT IT EARLIER GIVE US SOME TOP TWO OR YOU TALKED ABOUT IT EARLIER GIVE US SOME TOP TWO OR THREE GIVE US SOME TOP TWO OR THREE GIVE US SOME TOP TWO OR THREE THINGS GIVE US SOME TOP TWO OR THREE THINGS THAT GIVE US SOME TOP TWO OR THREE THINGS THAT WE GIVE US SOME TOP TWO OR THREE THINGS THAT WE CAN GIVE US SOME TOP TWO OR THREE THINGS THAT WE CAN SORT GIVE US SOME TOP TWO OR THREE THINGS THAT WE CAN SORT OF GIVE US SOME TOP TWO OR THREE THINGS THAT WE CAN SORT OF USE THINGS THAT WE CAN SORT OF USE THINGS THAT WE CAN SORT OF USE AS THINGS THAT WE CAN SORT OF USE AS A THINGS THAT WE CAN SORT OF USE AS A MANTRA THINGS THAT WE CAN SORT OF USE AS A MANTRA WHEN THINGS THAT WE CAN SORT OF USE AS A MANTRA WHEN WE THINGS THAT WE CAN SORT OF USE AS A MANTRA WHEN WE DO THINGS THAT WE CAN SORT OF USE AS A MANTRA WHEN WE DO THE AS A MANTRA WHEN WE DO THE AS A MANTRA WHEN WE DO THE RIGHT AS A MANTRA WHEN WE DO THE RIGHT THING RIGHT THING RIGHT THING

>> RIGHT THING >> RIGHT >> RIGHT >> RIGHT IT'S >> RIGHT

IT'S IMPORTANT >> RIGHT IT'S IMPORTANT TO >> RIGHT IT'S IMPORTANT TO CREATE >> RIGHT IT'S IMPORTANT TO CREATE THAT IT'S IMPORTANT TO CREATE THAT IT'S IMPORTANT TO CREATE THAT FEELING IT'S IMPORTANT TO CREATE THAT FEELING OF IT'S IMPORTANT TO CREATE THAT FEELING OF SUCCESS FEELING OF SUCCESS

FEELING OF SUCCESS ONE FEELING OF SUCCESS ONE WAY FEELING OF SUCCESS ONE WAY YOU FEELING OF SUCCESS ONE WAY YOU CAN FEELING OF SUCCESS

ONE WAY YOU CAN DO FEELING OF SUCCESS ONE WAY YOU CAN DO THAT FEELING OF SUCCESS ONE WAY YOU CAN DO THAT IS FEELING OF SUCCESS ONE WAY YOU CAN DO THAT IS BY ONE WAY YOU CAN DO THAT IS BY ONE WAY YOU CAN DO THAT IS BY DOING ONE WAY YOU CAN DO THAT IS BY DOING SOMETHING ONE WAY YOU CAN DO THAT IS BY DOING SOMETHING EARLY ONE WAY YOU CAN DO THAT IS BY DOING SOMETHING EARLY SMALL DOING SOMETHING EARLY SMALL

DOING SOMETHING EARLY SMALL IF DOING SOMETHING EARLY SMALL IF YOU DOING SOMETHING EARLY SMALL IF YOU SAY DOING SOMETHING EARLY SMALL IF YOU SAY I DOING SOMETHING EARLY SMALL

IF YOU SAY I WANT DOING SOMETHING EARLY SMALL IF YOU SAY I WANT TO DOING SOMETHING EARLY SMALL IF YOU SAY I WANT TO SAVE DOING SOMETHING EARLY SMALL IF YOU SAY I WANT TO SAVE MONEY IF YOU SAY I WANT TO SAVE MONEY IF YOU SAY I WANT TO SAVE MONEY EVERY IF YOU SAY I WANT TO SAVE MONEY EVERY PAYCHECK, IF YOU SAY I WANT TO SAVE MONEY EVERY PAYCHECK, WHEN IF YOU SAY I WANT TO SAVE MONEY EVERY PAYCHECK, WHEN YOU IF YOU SAY I WANT TO SAVE MONEY EVERY PAYCHECK, WHEN YOU DO EVERY PAYCHECK, WHEN YOU DO EVERY PAYCHECK, WHEN YOU DO THAT EVERY PAYCHECK, WHEN YOU DO THAT MAKE EVERY PAYCHECK, WHEN YOU DO THAT MAKE A EVERY PAYCHECK, WHEN YOU DO THAT MAKE A LITTLE EVERY PAYCHECK, WHEN YOU DO THAT MAKE A LITTLE CEREMONY EVERY PAYCHECK, WHEN YOU DO THAT MAKE A LITTLE CEREMONY OUT THAT MAKE A LITTLE CEREMONY OUT THAT MAKE A LITTLE CEREMONY OUT OF THAT MAKE A LITTLE CEREMONY OUT OF IT OF IT

OF IT SAY, OF IT SAY, HEY, OF IT SAY, HEY, LOOK, OF IT SAY, HEY, LOOK, I OF IT

SAY, HEY, LOOK, I PUT OF IT SAY, HEY, LOOK, I PUT ECZEMA, SAY, HEY, LOOK, I PUT ECZEMA, SAY, HEY, LOOK, I PUT ECZEMA, $10, SAY, HEY, LOOK, I PUT ECZEMA, $10, $100, SAY, HEY, LOOK, I PUT ECZEMA, $10, $100, $1000 SAY, HEY, LOOK, I PUT ECZEMA, $10, $100, $1000 INTO SAY, HEY, LOOK, I PUT ECZEMA, $10, $100, $1000 INTO MY $10, $100, $1000 INTO MY $10, $100, $1000 INTO MY SAVINGS $10, $100, $1000 INTO MY SAVINGS ACCOUNT $10, $100, $1000 INTO MY SAVINGS ACCOUNT AND $10, $100, $1000 INTO MY SAVINGS ACCOUNT AND THEN $10, $100, $1000 INTO MY SAVINGS ACCOUNT

AND THEN YOU SAVINGS ACCOUNT AND THEN YOU SAVINGS ACCOUNT AND THEN YOU HAVE SAVINGS ACCOUNT AND THEN YOU HAVE LABELED SAVINGS ACCOUNT AND THEN YOU HAVE LABELED THAT SAVINGS ACCOUNT

AND THEN YOU HAVE LABELED THAT SO SAVINGS ACCOUNT AND THEN YOU HAVE LABELED THAT SO YOU SAVINGS ACCOUNT AND THEN YOU HAVE LABELED THAT SO YOU KNOW HAVE LABELED THAT SO YOU KNOW HAVE LABELED THAT SO YOU KNOW THE HAVE LABELED THAT SO YOU KNOW THE GOAL HAVE LABELED THAT SO YOU KNOW THE GOAL IS THE GOAL IS THE GOAL IS

THEN THE GOAL IS THEN YOU THE GOAL IS THEN YOU DON'T THE GOAL IS THEN YOU DON'T FEEL THE GOAL IS THEN YOU DON'T FEEL DEPRIVED

THEN YOU DON'T FEEL DEPRIVED THEN YOU DON'T FEEL DEPRIVED >> THEN YOU DON'T FEEL DEPRIVED >> BECAUSE THEN YOU DON'T FEEL DEPRIVED >> BECAUSE YOU THEN YOU DON'T FEEL DEPRIVED

>> BECAUSE YOU ARE THEN YOU DON'T FEEL DEPRIVED >> BECAUSE YOU ARE INVESTING THEN YOU DON'T FEEL DEPRIVED >> BECAUSE YOU ARE INVESTING IN >> BECAUSE YOU ARE INVESTING IN >> BECAUSE YOU ARE INVESTING IN YOURSELF YOURSELF YOURSELF

>> YOURSELF >> I YOURSELF >> I ALMOST YOURSELF >> I ALMOST THOUGHT YOURSELF >> I ALMOST THOUGHT WHEN YOURSELF

>> I ALMOST THOUGHT WHEN YOU >> I ALMOST THOUGHT WHEN YOU >> I ALMOST THOUGHT WHEN YOU SAID >> I ALMOST THOUGHT WHEN YOU SAID THAT >> I ALMOST THOUGHT WHEN YOU SAID THAT ONE >> I ALMOST THOUGHT WHEN YOU SAID THAT ONE OF >> I ALMOST THOUGHT WHEN YOU SAID THAT ONE OF MY >> I ALMOST THOUGHT WHEN YOU SAID THAT ONE OF MY BILLS, >> I ALMOST THOUGHT WHEN YOU SAID THAT ONE OF MY BILLS, DING SAID THAT ONE OF MY BILLS, DING SAID THAT ONE OF MY BILLS, DING >> >> I

>> I LOVE >> I LOVE THAT >> I LOVE THAT >> I LOVE THAT >> >> I LOVE THAT

>> HAVE >> I LOVE THAT >> HAVE THAT >> I LOVE THAT >> HAVE THAT AS >> I LOVE THAT >> HAVE THAT AS A >> I LOVE THAT >> HAVE THAT AS A WAY >> I LOVE THAT

>> HAVE THAT AS A WAY TO >> HAVE THAT AS A WAY TO >> HAVE THAT AS A WAY TO MOTIVATE >> HAVE THAT AS A WAY TO MOTIVATE YOURSELF MOTIVATE YOURSELF MOTIVATE YOURSELF YOU MOTIVATE YOURSELF YOU ALSO MOTIVATE YOURSELF

YOU ALSO TALK MOTIVATE YOURSELF YOU ALSO TALK ABOUT MOTIVATE YOURSELF YOU ALSO TALK ABOUT GOING MOTIVATE YOURSELF YOU ALSO TALK ABOUT GOING AHEAD YOU ALSO TALK ABOUT GOING AHEAD YOU ALSO TALK ABOUT GOING AHEAD WITH YOU ALSO TALK ABOUT GOING AHEAD WITH THOSE YOU ALSO TALK ABOUT GOING AHEAD WITH THOSE PLANS YOU ALSO TALK ABOUT GOING AHEAD WITH THOSE PLANS THAT YOU ALSO TALK ABOUT GOING AHEAD WITH THOSE PLANS THAT ARE YOU ALSO TALK ABOUT GOING AHEAD WITH THOSE PLANS THAT ARE JUST WITH THOSE PLANS THAT ARE JUST WITH THOSE PLANS THAT ARE JUST $10 WITH THOSE PLANS THAT ARE JUST $10 A WITH THOSE PLANS THAT ARE JUST $10 A MONTH WITH THOSE PLANS THAT ARE JUST $10 A MONTH OR WITH THOSE PLANS THAT ARE JUST $10 A MONTH OR WHATEVER WITH THOSE PLANS THAT ARE JUST $10 A MONTH OR WHATEVER AND WITH THOSE PLANS THAT ARE JUST $10 A MONTH OR WHATEVER AND NOT $10 A MONTH OR WHATEVER AND NOT $10 A MONTH OR WHATEVER AND NOT WAITING $10 A MONTH OR WHATEVER AND NOT WAITING FOR $10 A MONTH OR WHATEVER AND NOT WAITING FOR A $10 A MONTH OR WHATEVER AND NOT WAITING FOR A WINDFALL WAITING FOR A WINDFALL

WAITING FOR A WINDFALL YOU WAITING FOR A WINDFALL YOU DON'T WAITING FOR A WINDFALL YOU DON'T HAVE WAITING FOR A WINDFALL YOU DON'T HAVE TO WAITING FOR A WINDFALL

YOU DON'T HAVE TO MAKE WAITING FOR A WINDFALL YOU DON'T HAVE TO MAKE SOME WAITING FOR A WINDFALL YOU DON'T HAVE TO MAKE SOME BIG YOU DON'T HAVE TO MAKE SOME BIG YOU DON'T HAVE TO MAKE SOME BIG GRAND YOU DON'T HAVE TO MAKE SOME BIG GRAND ADJUSTER, YOU DON'T HAVE TO MAKE SOME BIG GRAND ADJUSTER, IT YOU DON'T HAVE TO MAKE SOME BIG GRAND ADJUSTER, IT JUST YOU DON'T HAVE TO MAKE SOME BIG GRAND ADJUSTER, IT JUST NEEDS GRAND ADJUSTER, IT JUST NEEDS GRAND ADJUSTER, IT JUST NEEDS TO GRAND ADJUSTER, IT JUST NEEDS TO BE GRAND ADJUSTER, IT JUST NEEDS TO BE SLOW GRAND ADJUSTER, IT JUST NEEDS TO BE SLOW AND GRAND ADJUSTER, IT JUST NEEDS TO BE SLOW AND STEADY GRAND ADJUSTER, IT JUST NEEDS TO BE SLOW AND STEADY AND TO BE SLOW AND STEADY AND TO BE SLOW AND STEADY AND CONSISTENT CONSISTENT CONSISTENT

>> CONSISTENT >> RIGHT >> RIGHT >> RIGHT THE >> RIGHT

THE IMPORTANT >> RIGHT THE IMPORTANT THING >> RIGHT THE IMPORTANT THING IS >> RIGHT THE IMPORTANT THING IS TO >> RIGHT THE IMPORTANT THING IS TO BUILD THE IMPORTANT THING IS TO BUILD THE IMPORTANT THING IS TO BUILD UP THE IMPORTANT THING IS TO BUILD UP THAT THE IMPORTANT THING IS TO BUILD UP THAT SUCCESS THE IMPORTANT THING IS TO BUILD UP THAT SUCCESS IN THE IMPORTANT THING IS TO BUILD UP THAT SUCCESS IN YOUR THE IMPORTANT THING IS TO BUILD UP THAT SUCCESS IN YOUR HEAD

UP THAT SUCCESS IN YOUR HEAD UP THAT SUCCESS IN YOUR HEAD IF UP THAT SUCCESS IN YOUR HEAD IF YOU UP THAT SUCCESS IN YOUR HEAD IF YOU SAY, UP THAT SUCCESS IN YOUR HEAD

IF YOU SAY, OH, UP THAT SUCCESS IN YOUR HEAD IF YOU SAY, OH, I UP THAT SUCCESS IN YOUR HEAD IF YOU SAY, OH, I CAN UP THAT SUCCESS IN YOUR HEAD IF YOU SAY, OH, I CAN SAVE UP THAT SUCCESS IN YOUR HEAD IF YOU SAY, OH, I CAN SAVE A IF YOU SAY, OH, I CAN SAVE A IF YOU SAY, OH, I CAN SAVE A THREE IF YOU SAY, OH, I CAN SAVE A THREE FIGURE IF YOU SAY, OH, I CAN SAVE A THREE FIGURE NUMBER IF YOU SAY, OH, I CAN SAVE A THREE FIGURE NUMBER PER IF YOU SAY, OH, I CAN SAVE A THREE FIGURE NUMBER PER MONTH THREE FIGURE NUMBER PER MONTH THREE FIGURE NUMBER PER MONTH AND THREE FIGURE NUMBER PER MONTH AND THEN THREE FIGURE NUMBER PER MONTH AND THEN YOU THREE FIGURE NUMBER PER MONTH AND THEN YOU FAIL THREE FIGURE NUMBER PER MONTH AND THEN YOU FAIL IT'S THREE FIGURE NUMBER PER MONTH AND THEN YOU FAIL IT'S JUST AND THEN YOU FAIL IT'S JUST AND THEN YOU FAIL IT'S JUST LIKE AND THEN YOU FAIL IT'S JUST LIKE GOING AND THEN YOU FAIL IT'S JUST LIKE GOING OFF AND THEN YOU FAIL IT'S JUST LIKE GOING OFF THE AND THEN YOU FAIL IT'S JUST LIKE GOING OFF THE DIET

LIKE GOING OFF THE DIET LIKE GOING OFF THE DIET IT'S LIKE GOING OFF THE DIET IT'S EASY LIKE GOING OFF THE DIET IT'S EASY TO LIKE GOING OFF THE DIET

IT'S EASY TO SAY, LIKE GOING OFF THE DIET IT'S EASY TO SAY, OH LIKE GOING OFF THE DIET IT'S EASY TO SAY, OH WELL, LIKE GOING OFF THE DIET IT'S EASY TO SAY, OH WELL, I IT'S EASY TO SAY, OH WELL, I IT'S EASY TO SAY, OH WELL, I BLEW IT'S EASY TO SAY, OH WELL, I BLEW IT, IT'S EASY TO SAY, OH WELL, I BLEW IT, SO IT'S EASY TO SAY, OH WELL, I BLEW IT, SO I IT'S EASY TO SAY, OH WELL, I BLEW IT, SO I WILL IT'S EASY TO SAY, OH WELL, I BLEW IT, SO I WILL JUST IT'S EASY TO SAY, OH WELL, I BLEW IT, SO I WILL JUST NOT IT'S EASY TO SAY, OH WELL, I BLEW IT, SO I WILL JUST NOT DO BLEW IT, SO I WILL JUST NOT DO BLEW IT, SO I WILL JUST NOT DO IT IT

IT THE IT THE OTHER IT THE OTHER THING IT THE OTHER THING YOU IT

THE OTHER THING YOU CAN IT THE OTHER THING YOU CAN DO, IT THE OTHER THING YOU CAN DO, I THE OTHER THING YOU CAN DO, I THE OTHER THING YOU CAN DO, I SEE THE OTHER THING YOU CAN DO, I SEE FREQUENTLY THE OTHER THING YOU CAN DO, I SEE FREQUENTLY IS THE OTHER THING YOU CAN DO, I SEE FREQUENTLY IS PEOPLE THE OTHER THING YOU CAN DO, I SEE FREQUENTLY IS PEOPLE WAIT SEE FREQUENTLY IS PEOPLE WAIT SEE FREQUENTLY IS PEOPLE WAIT FOR SEE FREQUENTLY IS PEOPLE WAIT FOR A SEE FREQUENTLY IS PEOPLE WAIT FOR A BONUS SEE FREQUENTLY IS PEOPLE WAIT FOR A BONUS TO SEE FREQUENTLY IS PEOPLE WAIT FOR A BONUS TO XYZ FOR A BONUS TO XYZ FOR A BONUS TO XYZ

THEY FOR A BONUS TO XYZ THEY WAIT FOR A BONUS TO XYZ THEY WAIT THIS FOR A BONUS TO XYZ

THEY WAIT THIS TIME FOR A BONUS TO XYZ THEY WAIT THIS TIME OF FOR A BONUS TO XYZ THEY WAIT

THIS TIME OF YEAR THEY WAIT THIS TIME OF YEAR THEY WAIT THIS TIME OF YEAR THEY THEY WAIT THIS TIME OF YEAR THEY WANT THEY WAIT THIS TIME OF YEAR THEY WANT TO THEY WAIT

THIS TIME OF YEAR THEY WANT TO DO THEY WAIT THIS TIME OF YEAR THEY WANT TO DO THINGS THEY WAIT THIS TIME OF YEAR THEY WANT TO DO THINGS WITH THEY WANT TO DO THINGS WITH THEY WANT TO DO THINGS WITH THEIR THEY WANT TO DO THINGS WITH THEIR TAX THEY WANT TO DO THINGS WITH THEIR TAX REFUNDS THEY WANT TO DO THINGS WITH THEIR TAX REFUNDS INSTEAD THEY WANT TO DO THINGS WITH THEIR TAX REFUNDS

INSTEAD OF THEIR TAX REFUNDS INSTEAD OF THEIR TAX REFUNDS INSTEAD OF PAYING THEIR TAX REFUNDS INSTEAD OF PAYING OFF THEIR TAX REFUNDS INSTEAD OF PAYING OFF YOUR THEIR TAX REFUNDS

INSTEAD OF PAYING OFF YOUR CREDIT THEIR TAX REFUNDS INSTEAD OF PAYING OFF YOUR CREDIT CARD PAYING OFF YOUR CREDIT CARD PAYING OFF YOUR CREDIT CARD BALANCES PAYING OFF YOUR CREDIT CARD BALANCES WITH PAYING OFF YOUR CREDIT CARD BALANCES WITH YOUR PAYING OFF YOUR CREDIT CARD BALANCES WITH YOUR TAX PAYING OFF YOUR CREDIT CARD BALANCES WITH YOUR TAX REFUND BALANCES WITH YOUR TAX REFUND BALANCES WITH YOUR TAX REFUND AND, BALANCES WITH YOUR TAX REFUND AND, I BALANCES WITH YOUR TAX REFUND AND, I DID BALANCES WITH YOUR TAX REFUND AND, I DID THAT BALANCES WITH YOUR TAX REFUND AND, I DID THAT MYSELF BALANCES WITH YOUR TAX REFUND AND, I DID THAT MYSELF AND BALANCES WITH YOUR TAX REFUND AND, I DID THAT MYSELF AND 80s, AND, I DID THAT MYSELF AND 80s, AND, I DID THAT MYSELF AND 80s, PLANNERS AND, I DID THAT MYSELF AND 80s, PLANNERS ARE AND, I DID THAT MYSELF AND 80s, PLANNERS ARE ALWAYS AND, I DID THAT MYSELF AND 80s, PLANNERS ARE ALWAYS NOT AND, I DID THAT MYSELF AND 80s, PLANNERS ARE ALWAYS NOT PERFECT, PLANNERS ARE ALWAYS NOT PERFECT, PLANNERS ARE ALWAYS NOT PERFECT, BUT PLANNERS ARE ALWAYS NOT PERFECT, BUT WE PLANNERS ARE ALWAYS NOT PERFECT, BUT WE LIKE PLANNERS ARE ALWAYS NOT PERFECT, BUT WE LIKE TO PLANNERS ARE ALWAYS NOT PERFECT, BUT WE LIKE TO TALK PLANNERS ARE ALWAYS NOT PERFECT, BUT WE LIKE TO TALK ABOUT BUT WE LIKE TO TALK ABOUT BUT WE LIKE TO TALK ABOUT MONEY, BUT WE LIKE TO TALK ABOUT MONEY, WHICH BUT WE LIKE TO TALK ABOUT MONEY, WHICH GETS BUT WE LIKE TO TALK ABOUT MONEY, WHICH GETS US BUT WE LIKE TO TALK ABOUT MONEY, WHICH GETS US FURTHER MONEY, WHICH GETS US FURTHER MONEY, WHICH GETS US FURTHER INSTEAD MONEY, WHICH GETS US FURTHER

INSTEAD OF MONEY, WHICH GETS US FURTHER INSTEAD OF DOING MONEY, WHICH GETS US FURTHER INSTEAD OF DOING THAT MONEY, WHICH GETS US FURTHER INSTEAD OF DOING THAT JUST MONEY, WHICH GETS US FURTHER INSTEAD OF DOING THAT JUST PAY INSTEAD OF DOING THAT JUST PAY INSTEAD OF DOING THAT JUST PAY OFF INSTEAD OF DOING THAT JUST PAY OFF THE INSTEAD OF DOING THAT JUST PAY OFF THE BILLS INSTEAD OF DOING THAT JUST PAY OFF THE BILLS MONTHLY INSTEAD OF DOING THAT JUST PAY OFF THE BILLS MONTHLY AND INSTEAD OF DOING THAT JUST PAY OFF THE BILLS MONTHLY AND THEN, OFF THE BILLS MONTHLY AND THEN, OFF THE BILLS MONTHLY AND THEN, GOSH, OFF THE BILLS MONTHLY AND THEN, GOSH, YOU OFF THE BILLS MONTHLY AND THEN, GOSH, YOU CAN OFF THE BILLS MONTHLY AND THEN, GOSH, YOU CAN GO OFF THE BILLS MONTHLY AND THEN, GOSH, YOU CAN GO TO OFF THE BILLS MONTHLY AND THEN, GOSH, YOU CAN GO TO BALI OFF THE BILLS MONTHLY AND THEN, GOSH, YOU CAN GO TO BALI WITH GOSH, YOU CAN GO TO BALI WITH GOSH, YOU CAN GO TO BALI WITH YOUR GOSH, YOU CAN GO TO BALI WITH YOUR TAX GOSH, YOU CAN GO TO BALI WITH YOUR TAX REFUND

YOUR TAX REFUND YOUR TAX REFUND >> YOUR TAX REFUND >> YOU YOUR TAX REFUND >> YOU CAN YOUR TAX REFUND

>> YOU CAN REALLY YOUR TAX REFUND >> YOU CAN REALLY USE YOUR TAX REFUND >> YOU CAN REALLY USE THAT YOUR TAX REFUND >> YOU CAN REALLY USE THAT FOR >> YOU CAN REALLY USE THAT FOR >> YOU CAN REALLY USE THAT FOR SOMETHING >> YOU CAN REALLY USE THAT FOR SOMETHING AND >> YOU CAN REALLY USE THAT FOR SOMETHING AND NOT >> YOU CAN REALLY USE THAT FOR SOMETHING AND NOT JUST >> YOU CAN REALLY USE THAT FOR SOMETHING AND NOT JUST HAVE >> YOU CAN REALLY USE THAT FOR SOMETHING AND NOT JUST HAVE TO SOMETHING AND NOT JUST HAVE TO SOMETHING AND NOT JUST HAVE TO SIT SOMETHING AND NOT JUST HAVE TO SIT AROUND SOMETHING AND NOT JUST HAVE TO SIT AROUND WORRYING SOMETHING AND NOT JUST HAVE TO SIT AROUND WORRYING ABOUT SOMETHING AND NOT JUST HAVE TO SIT AROUND WORRYING ABOUT IT SIT AROUND WORRYING ABOUT IT SIT AROUND WORRYING ABOUT IT AND SIT AROUND WORRYING ABOUT IT AND WAITING SIT AROUND WORRYING ABOUT IT AND WAITING FOR SIT AROUND WORRYING ABOUT IT AND WAITING FOR THE SIT AROUND WORRYING ABOUT IT AND WAITING FOR THE REFUND AND WAITING FOR THE REFUND

AND WAITING FOR THE REFUND >> AND WAITING FOR THE REFUND >> WHICH AND WAITING FOR THE REFUND >> WHICH DOESN'T AND WAITING FOR THE REFUND >> WHICH DOESN'T ALWAYS AND WAITING FOR THE REFUND

>> WHICH DOESN'T ALWAYS TURN >> WHICH DOESN'T ALWAYS TURN >> WHICH DOESN'T ALWAYS TURN OUT >> WHICH DOESN'T ALWAYS TURN OUT THE >> WHICH DOESN'T ALWAYS TURN OUT THE WAY >> WHICH DOESN'T ALWAYS TURN OUT THE WAY YOU >> WHICH DOESN'T ALWAYS TURN OUT THE WAY YOU THINK >> WHICH DOESN'T ALWAYS TURN OUT THE WAY YOU THINK IT >> WHICH DOESN'T ALWAYS TURN OUT THE WAY YOU THINK IT DOES OUT THE WAY YOU THINK IT DOES OUT THE WAY YOU THINK IT DOES ALSO OUT THE WAY YOU THINK IT DOES ALSO IT'S OUT THE WAY YOU THINK IT DOES ALSO IT'S NOT OUT THE WAY YOU THINK IT DOES ALSO IT'S NOT A OUT THE WAY YOU THINK IT DOES ALSO

IT'S NOT A PLAN ALSO IT'S NOT A PLAN ALSO IT'S NOT A PLAN

>> ALSO IT'S NOT A PLAN >> AND ALSO IT'S NOT A PLAN >> AND IT ALSO

IT'S NOT A PLAN >> AND IT IMPACTS ALSO IT'S NOT A PLAN >> AND IT IMPACTS YOUR >> AND IT IMPACTS YOUR >> AND IT IMPACTS YOUR PRODUCTIVITY >> AND IT IMPACTS YOUR PRODUCTIVITY EVERYWHERE >> AND IT IMPACTS YOUR PRODUCTIVITY EVERYWHERE TO PRODUCTIVITY EVERYWHERE TO PRODUCTIVITY EVERYWHERE TO WORRY PRODUCTIVITY EVERYWHERE TO WORRY ABOUT PRODUCTIVITY EVERYWHERE TO WORRY ABOUT MONEY WORRY ABOUT MONEY

WORRY ABOUT MONEY >> WORRY ABOUT MONEY >> YES >> YES >> YES

IT >> YES IT DOES IT DOES IT DOES IT'S IT DOES

IT'S A IT DOES IT'S A WEIGHT IT DOES IT'S A WEIGHT ON IT DOES IT'S A WEIGHT ON YOUR IT DOES IT'S A WEIGHT ON YOUR HEALTH IT'S A WEIGHT ON YOUR HEALTH IT'S A WEIGHT ON YOUR HEALTH AND IT'S A WEIGHT ON YOUR HEALTH AND YOUR IT'S A WEIGHT ON YOUR HEALTH AND YOUR MENTAL IT'S A WEIGHT ON YOUR HEALTH AND YOUR MENTAL HEALTH

IT'S A WEIGHT ON YOUR HEALTH AND YOUR MENTAL HEALTH THERE AND YOUR MENTAL HEALTH THERE AND YOUR MENTAL HEALTH THERE ARE AND YOUR MENTAL HEALTH THERE ARE IMPORTANT AND YOUR MENTAL HEALTH

THERE ARE IMPORTANT TERMS AND YOUR MENTAL HEALTH THERE ARE IMPORTANT TERMS THAT AND YOUR MENTAL HEALTH THERE ARE IMPORTANT TERMS THAT KIDS ARE IMPORTANT TERMS THAT KIDS ARE IMPORTANT TERMS THAT KIDS NEED ARE IMPORTANT TERMS THAT KIDS NEED TO ARE IMPORTANT TERMS THAT KIDS NEED TO KNOW ARE IMPORTANT TERMS THAT KIDS NEED TO KNOW ABOUT ARE IMPORTANT TERMS THAT KIDS NEED TO KNOW ABOUT MONEY ARE IMPORTANT TERMS THAT KIDS NEED TO KNOW ABOUT MONEY LIKE NEED TO KNOW ABOUT MONEY LIKE NEED TO KNOW ABOUT MONEY LIKE COMPOUND NEED TO KNOW ABOUT MONEY LIKE COMPOUND INTEREST COMPOUND INTEREST COMPOUND INTEREST

>> COMPOUND INTEREST >> YES >> YES >> YES >> >> YES

>> WHICH >> YES >> WHICH IS >> YES >> WHICH IS ONE >> YES >> WHICH IS ONE OF >> YES >> WHICH IS ONE OF MY >> WHICH IS ONE OF MY >> WHICH IS ONE OF MY FAVORITES, >> WHICH IS ONE OF MY FAVORITES, BECAUSE >> WHICH IS ONE OF MY FAVORITES, BECAUSE I >> WHICH IS ONE OF MY FAVORITES, BECAUSE I THINK FAVORITES, BECAUSE I THINK FAVORITES, BECAUSE I THINK COMPOUND FAVORITES, BECAUSE I THINK COMPOUND INTEREST FAVORITES, BECAUSE I THINK COMPOUND INTEREST EQUALS COMPOUND INTEREST EQUALS COMPOUND INTEREST EQUALS FREEDOM

FREEDOM FREEDOM THERE'S FREEDOM THERE'S NOTHING FREEDOM THERE'S NOTHING I FREEDOM

THERE'S NOTHING I WANT FREEDOM THERE'S NOTHING I WANT MORE FREEDOM THERE'S NOTHING I WANT MORE IN THERE'S NOTHING I WANT MORE IN THERE'S NOTHING I WANT MORE IN LIFE THERE'S NOTHING I WANT MORE IN LIFE THAN THERE'S NOTHING I WANT MORE IN LIFE THAN TO THERE'S NOTHING I WANT MORE IN LIFE THAN TO BE THERE'S NOTHING I WANT MORE IN LIFE THAN TO BE ABLE THERE'S NOTHING I WANT MORE IN LIFE THAN TO BE ABLE TO THERE'S NOTHING I WANT MORE IN LIFE THAN TO BE ABLE TO MAKE THERE'S NOTHING I WANT MORE IN LIFE THAN TO BE ABLE TO MAKE MY LIFE THAN TO BE ABLE TO MAKE MY LIFE THAN TO BE ABLE TO MAKE MY OWN LIFE THAN TO BE ABLE TO MAKE MY OWN CHOICES OWN CHOICES OWN CHOICES

>> OWN CHOICES >> EXACTLY >> EXACTLY >> EXACTLY THINK >> EXACTLY

THINK ABOUT >> EXACTLY THINK ABOUT COMPOUND >> EXACTLY THINK ABOUT COMPOUND INTEREST >> EXACTLY THINK ABOUT COMPOUND INTEREST AS THINK ABOUT COMPOUND INTEREST AS THINK ABOUT COMPOUND INTEREST AS EINSTEIN THINK ABOUT COMPOUND INTEREST AS EINSTEIN HAS THINK ABOUT COMPOUND INTEREST AS EINSTEIN HAS REPUTED THINK ABOUT COMPOUND INTEREST AS EINSTEIN HAS REPUTED TO THINK ABOUT COMPOUND INTEREST AS EINSTEIN HAS REPUTED TO HAVE EINSTEIN HAS REPUTED TO HAVE EINSTEIN HAS REPUTED TO HAVE SAID, EINSTEIN HAS REPUTED TO HAVE SAID, THE EINSTEIN HAS REPUTED TO HAVE SAID, THE EIGHTH EINSTEIN HAS REPUTED TO HAVE SAID, THE EIGHTH WONDER EINSTEIN HAS REPUTED TO HAVE SAID, THE EIGHTH WONDER OF EINSTEIN HAS REPUTED TO HAVE SAID, THE EIGHTH WONDER OF THE SAID, THE EIGHTH WONDER OF THE SAID, THE EIGHTH WONDER OF THE WORLD WORLD

WORLD THE WORLD THE BEST WORLD THE BEST THING WORLD THE BEST THING YOU WORLD

THE BEST THING YOU CAN WORLD THE BEST THING YOU CAN DO WORLD THE BEST THING YOU CAN DO IS WORLD THE BEST THING YOU CAN DO IS TO THE BEST THING YOU CAN DO IS TO THE BEST THING YOU CAN DO IS TO HAVE THE BEST THING YOU CAN DO IS TO HAVE THAT THE BEST THING YOU CAN DO IS TO HAVE THAT MONEY THE BEST THING YOU CAN DO IS TO HAVE THAT MONEY GROW THE BEST THING YOU CAN DO IS TO HAVE THAT MONEY GROW FOR THE BEST THING YOU CAN DO IS TO HAVE THAT MONEY GROW FOR UP THE BEST THING YOU CAN DO IS TO HAVE THAT MONEY GROW FOR UP TO HAVE THAT MONEY GROW FOR UP TO HAVE THAT MONEY GROW FOR UP TO 40 HAVE THAT MONEY GROW FOR UP TO 40 YEARS 40 YEARS

40 YEARS LET'S 40 YEARS LET'S SAY 40 YEARS LET'S SAY YOUR 40 YEARS LET'S SAY YOUR WORKING 40 YEARS

LET'S SAY YOUR WORKING CAREER, LET'S SAY YOUR WORKING CAREER, LET'S SAY YOUR WORKING CAREER, AGE LET'S SAY YOUR WORKING CAREER, AGE 20 LET'S SAY YOUR WORKING CAREER, AGE 20 TO LET'S SAY YOUR WORKING CAREER, AGE 20 TO AGE LET'S SAY YOUR WORKING CAREER, AGE 20 TO AGE 60, LET'S SAY YOUR WORKING CAREER, AGE 20 TO AGE 60, NEVERMIND LET'S SAY YOUR WORKING CAREER, AGE 20 TO AGE 60, NEVERMIND IF AGE 20 TO AGE 60, NEVERMIND IF AGE 20 TO AGE 60, NEVERMIND IF YOU AGE 20 TO AGE 60, NEVERMIND IF YOU HAVEN'T AGE 20 TO AGE 60, NEVERMIND IF YOU HAVEN'T STARTED YOU HAVEN'T STARTED YOU HAVEN'T STARTED THE YOU HAVEN'T STARTED THE BEST YOU HAVEN'T STARTED

THE BEST TIME YOU HAVEN'T STARTED THE BEST TIME TO YOU HAVEN'T STARTED THE BEST TIME TO PLANT YOU HAVEN'T STARTED THE BEST TIME TO PLANT A YOU HAVEN'T STARTED THE BEST TIME TO PLANT A TREE YOU HAVEN'T STARTED

THE BEST TIME TO PLANT A TREE IS THE BEST TIME TO PLANT A TREE IS THE BEST TIME TO PLANT A TREE IS 20 THE BEST TIME TO PLANT A TREE IS 20 YEARS THE BEST TIME TO PLANT A TREE IS 20 YEARS AGO 20 YEARS AGO 20 YEARS AGO THE 20 YEARS AGO THE SECOND 20 YEARS AGO

THE SECOND BEST 20 YEARS AGO THE SECOND BEST TIME 20 YEARS AGO THE SECOND BEST TIME IS 20 YEARS AGO THE SECOND BEST TIME IS TODAY THE SECOND BEST TIME IS TODAY

THE SECOND BEST TIME IS TODAY SAM THE SECOND BEST TIME IS TODAY SAM WITHIN THE SECOND BEST TIME IS TODAY SAM WITHIN TESTING THE SECOND BEST TIME IS TODAY SAM WITHIN TESTING AND THE SECOND BEST TIME IS TODAY

SAM WITHIN TESTING AND SAVINGS SAM WITHIN TESTING AND SAVINGS SAM WITHIN TESTING AND SAVINGS BASICALLY, SAM WITHIN TESTING AND SAVINGS BASICALLY, FOR SAM WITHIN TESTING AND SAVINGS

BASICALLY, FOR THE SAM WITHIN TESTING AND SAVINGS BASICALLY, FOR THE FIRST SAM WITHIN TESTING AND SAVINGS BASICALLY, FOR THE FIRST 20 BASICALLY, FOR THE FIRST 20 BASICALLY, FOR THE FIRST 20 YEARS BASICALLY, FOR THE FIRST 20 YEARS YOU'RE BASICALLY, FOR THE FIRST 20 YEARS YOU'RE JUST BASICALLY, FOR THE FIRST 20 YEARS YOU'RE JUST LAYING BASICALLY, FOR THE FIRST 20 YEARS YOU'RE JUST LAYING THE YEARS YOU'RE JUST LAYING THE YEARS YOU'RE JUST LAYING THE MONEY YEARS YOU'RE JUST LAYING THE MONEY DOWN YEARS YOU'RE JUST LAYING THE MONEY DOWN SO YEARS YOU'RE JUST LAYING THE MONEY DOWN SO WE YEARS YOU'RE JUST LAYING THE MONEY DOWN SO WE CAN YEARS YOU'RE JUST LAYING THE MONEY DOWN SO WE CAN GET YEARS YOU'RE JUST LAYING THE MONEY DOWN SO WE CAN GET IN MONEY DOWN SO WE CAN GET IN MONEY DOWN SO WE CAN GET IN THERE MONEY DOWN SO WE CAN GET IN THERE AND MONEY DOWN SO WE CAN GET IN THERE AND WORK THERE AND WORK THERE AND WORK

THERE THERE AND WORK THERE IS THERE AND WORK THERE IS MAGIC THERE AND WORK THERE IS MAGIC AND THERE AND WORK THERE IS MAGIC AND YOU THERE AND WORK

THERE IS MAGIC AND YOU GET THERE IS MAGIC AND YOU GET THERE IS MAGIC AND YOU GET EXPONENTIAL THERE IS MAGIC AND YOU GET EXPONENTIAL GROWTH THERE IS MAGIC AND YOU GET EXPONENTIAL GROWTH IN THERE IS MAGIC AND YOU GET EXPONENTIAL GROWTH IN THE THERE IS MAGIC AND YOU GET EXPONENTIAL GROWTH IN THE NEXT EXPONENTIAL GROWTH IN THE NEXT EXPONENTIAL GROWTH IN THE NEXT 20 EXPONENTIAL GROWTH IN THE NEXT 20 YEARS 20 YEARS 20 YEARS BETWEEN 20 YEARS BETWEEN 30 20 YEARS

BETWEEN 30 AND 20 YEARS BETWEEN 30 AND 40 20 YEARS BETWEEN 30 AND 40 YEARS, 20 YEARS BETWEEN 30 AND 40 YEARS, THIS BETWEEN 30 AND 40 YEARS, THIS BETWEEN 30 AND 40 YEARS, THIS IS BETWEEN 30 AND 40 YEARS, THIS IS A BETWEEN 30 AND 40 YEARS, THIS IS A TECHNICAL BETWEEN 30 AND 40 YEARS, THIS IS A TECHNICAL TERM, BETWEEN 30 AND 40 YEARS, THIS IS A TECHNICAL TERM, IT BETWEEN 30 AND 40 YEARS, THIS IS A TECHNICAL TERM, IT GOES BETWEEN 30 AND 40 YEARS, THIS IS A TECHNICAL TERM, IT GOES UP IS A TECHNICAL TERM, IT GOES UP IS A TECHNICAL TERM, IT GOES UP LIKE IS A TECHNICAL TERM, IT GOES UP LIKE THAT LIKE THAT LIKE THAT >> LIKE THAT >> IT'S LIKE THAT >> IT'S AMAZING >> IT'S AMAZING

>> IT'S AMAZING I >> IT'S AMAZING I THINK >> IT'S AMAZING I THINK THE >> IT'S AMAZING I THINK THE SHOW >> IT'S AMAZING

I THINK THE SHOW A >> IT'S AMAZING I THINK THE SHOW A KID >> IT'S AMAZING I THINK THE SHOW A KID WHAT I THINK THE SHOW A KID WHAT I THINK THE SHOW A KID WHAT THAT I THINK THE SHOW A KID WHAT THAT LOOKS I THINK THE SHOW A KID WHAT THAT LOOKS LIKE I THINK THE SHOW A KID WHAT THAT LOOKS LIKE IT'S I THINK THE SHOW A KID WHAT THAT LOOKS LIKE IT'S VERY THAT LOOKS LIKE IT'S VERY THAT LOOKS LIKE IT'S VERY EMPOWERING EMPOWERING EMPOWERING

>> EMPOWERING >> RIGHT >> RIGHT >> RIGHT >> >> RIGHT

>> EMPOWERING >> RIGHT >> EMPOWERING FOR >> RIGHT >> EMPOWERING FOR ANY >> RIGHT >> EMPOWERING FOR ANY OF >> RIGHT >> EMPOWERING FOR ANY OF US

>> EMPOWERING FOR ANY OF US >> EMPOWERING FOR ANY OF US IT >> EMPOWERING FOR ANY OF US IT WILL >> EMPOWERING FOR ANY OF US IT WILL DO >> EMPOWERING FOR ANY OF US

IT WILL DO FINE >> EMPOWERING FOR ANY OF US IT WILL DO FINE JUST >> EMPOWERING FOR ANY OF US IT WILL DO FINE JUST BY IT WILL DO FINE JUST BY IT WILL DO FINE JUST BY STICKING IT WILL DO FINE JUST BY STICKING IT IT WILL DO FINE JUST BY STICKING IT IN IT WILL DO FINE JUST BY STICKING IT IN THERE IT WILL DO FINE JUST BY STICKING IT IN THERE AND STICKING IT IN THERE AND STICKING IT IN THERE AND LETTING STICKING IT IN THERE AND LETTING IT STICKING IT IN THERE AND LETTING IT DO STICKING IT IN THERE AND LETTING IT DO ITS STICKING IT IN THERE AND LETTING IT DO ITS THING LETTING IT DO ITS THING LETTING IT DO ITS THING

>> LETTING IT DO ITS THING >> RIGHT >> RIGHT >> RIGHT IT'S >> RIGHT

IT'S ABOUT >> RIGHT IT'S ABOUT TIME, >> RIGHT IT'S ABOUT TIME, NOT >> RIGHT IT'S ABOUT TIME, NOT TIMING IT'S ABOUT TIME, NOT TIMING

IT'S ABOUT TIME, NOT TIMING >> IT'S ABOUT TIME, NOT TIMING >> VERY IT'S ABOUT TIME, NOT TIMING >> VERY GOOD >> VERY GOOD

>> VERY GOOD THANK >> VERY GOOD THANK YOU >> VERY GOOD THANK YOU SO >> VERY GOOD THANK YOU SO MUCH

THANK YOU SO MUCH THANK YOU SO MUCH WHAT THANK YOU SO MUCH WHAT AN THANK YOU SO MUCH WHAT AN IMPORTANT THANK YOU SO MUCH

WHAT AN IMPORTANT POINT WHAT AN IMPORTANT POINT WHAT AN IMPORTANT POINT THANK WHAT AN IMPORTANT POINT THANK YOU WHAT AN IMPORTANT POINT

THANK YOU SO WHAT AN IMPORTANT POINT THANK YOU SO MUCH WHAT AN IMPORTANT POINT THANK YOU SO MUCH FOR WHAT AN IMPORTANT POINT THANK YOU SO MUCH FOR HELPING THANK YOU SO MUCH FOR HELPING THANK YOU SO MUCH FOR HELPING US THANK YOU SO MUCH FOR HELPING US GET THANK YOU SO MUCH FOR HELPING US GET STARTED US GET STARTED

US GET STARTED WE US GET STARTED WE ARE US GET STARTED WE ARE GOING US GET STARTED WE ARE GOING TO US GET STARTED

WE ARE GOING TO THINK

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